Evergreen Life & Health

Dental and Vision Insurance

Most health insurance does not include routine dental or vision care. Stand-alone dental and vision plans are separate policies you can add to your coverage. This page explains what to check before you choose one.

Things to look at in a dental plan

• Network: whether your dentist is in it, and what happens if you go out of network.
• Annual maximum: the most the plan will pay in a year.
• Waiting periods: some plans wait before paying for major work such as crowns or implants.
• What is covered at what level: cleanings and exams, fillings, and major procedures are often paid differently.

Things to look at in a vision plan

• Exam, lenses and frames or contacts, and how often each is covered.
• Network and any allowance for frames.

Good to know

• These plans are not health insurance and do not replace it.
• Costs and benefits vary widely, so we go over them side by side.

Small decisions add up. We help you see the whole picture without pressure.

Questions people ask

• Is it worth it? It depends on how often you use dental and vision care. We walk through the numbers with you.
• Can I add it later? Enrollment timing varies by plan. We explain.