MEDICARE MADE SIMPLE
Navigate Medicare With Confidence
Understanding your Medicare options doesn't have to be overwhelming. Evergreen Life & Health Agency LLC provides clear guidance to help you compare Medigap, Medicare Advantage and Part D coverage for your needs.
No-pressure guidance · No obligation
The Three Pillars Of
Coverage
Understanding how Medicare is structured is the first step toward making a confident decision for your healthcare future.
Medigap (Supplements)
Designed to work alongside Original Medicare, these policies help cover out-of-pocket costs like copayments, coinsurance, and deductibles, allowing you to see any doctor who accepts Medicare.
Medicare Advantage (Part C)
An all-in-one alternative to Original Medicare, often bundling Part A, Part B, and prescription drug coverage into a single coordinated plan with an established network.
Prescription Drug (Part D)
Standalone plans that add essential prescription drug coverage to Original Medicare, helping protect you against high costs for necessary medications.
YOUR INDEPENDENT ADVOCATE
Why Work With A
Licensed Agent
Navigating Medicare options alone can be overwhelming. As your licensed representatives, we simplify the process and advocate for your long-term health and financial well-being.
Independent Choice
We are an independent agency that works with several insurance companies, not just one. We compare the options we offer in your area and explain the trade-offs, so you can choose what fits your needs and budget.
Personalized Matching
Medicare is never a one-size-fits-all scenario. We carefully review your unique health profile, including your specific prescriptions and preferred physicians, so we can show you options that fit your doctors and prescriptions.
Ongoing Support
Our commitment to you doesn't end when you enroll. From helping resolve billing issues and claims to reviewing your coverage annually, we provide continuous professional advocacy, with no fee for our help.
TIMELINE CLARITY
Mastering Enrollment Periods
Timing is everything when it comes to Medicare. Missing a deadline can lead to lifelong penalties or delays in coverage. Don't let the alphabet soup of enrollment periods overwhelm you. We have broken down exactly when you need to act, so you can enroll with confidence and avoid costly mistakes.
Initial Enrollment Period (IEP)
This is your first chance to sign up for Medicare. It lasts for 7 months: starting 3 months before your 65th birthday month, including the month you turn 65, and ending 3 months after. Missing this window without other qualifying coverage can result in late enrollment penalties.
Annual Enrollment Period (AEP)
Runs from October 15 to December 7 every year. During this time, you can join, drop, or switch to a different Medicare Advantage or Part D prescription drug plan. Any coverage changes you make will officially begin on January 1 of the following year.
Special Enrollment Period (SEP)
Life happens. If you experience certain qualifying events like moving out of your plan's service area, losing employer coverage, or moving into a skilled nursing facility, you may be granted an SEP to change your coverage outside of standard windows without penalty.
NO PRESSURE GUIDANCE
Request Your Quote
Navigating Medicare doesn't have to be overwhelming. Evergreen Life & Health Agency LLC provides clear, compliant education to help you evaluate your coverage paths. There are no high-pressure sales tactics—just reliable guidance from a licensed independent agency dedicated to finding what works for you.
Evergreen Life & Health Agency LLC
Your Health, Your Worth: Designed With Divine Care
24285 Katy Freeway Ste. 300-204, Katy, Texas 77494
Call (346) 623-6434 · Toll-free (888) 315-2066 · TTY 711 · [email protected]
We do not offer every plan available in your area. Currently we represent 10 organizations which offer 98 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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Evergreen Life & Health Agency LLC is an independent licensed insurance agency and is not affiliated with, or endorsed by, the U.S. government or the federal Medicare program.
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