EVERGREEN LIFE & HEALTH AGENCY LLC

Secure Your Family's Future

State-licensed life insurance guidance based in Katy, TX. We help you find the right Term, Whole, or Final Expense policy with zero high-pressure sales.

Licensed in TX, AL, OH, OK, PA, RI, WA, WI, AZ, DE, FL, IA, NE, OR, WV, WY · No obligations

Core Coverage Types

Understand Your Options

Every family has a unique financial picture. We help you explore the three main paths to finding the coverage that matches your exact needs and timeline.

Term Life

Affordable, temporary coverage designed to protect your family's most critical financial years, such as while paying a mortgage or raising children.

Permanent Life

Lifelong protection that builds cash value over time, offering stability for your long-term goals and a permanent safety net for your legacy.

Final Expense

Accessible coverage specifically designed to ease the burden of end-of-life costs, ensuring your loved ones aren't left with unexpected expenses.

POLICY COMPARISON

Find The Right Fit

Compare the essential features of our core life insurance policies to discover the coverage that fits your financial goals and family's needs.

Term Life

Affordable, straightforward protection designed to cover you for a specific period of time.

  • Duration: 10 to 30 years
  • Cash Value: None
  • Primary Purpose: Income replacement

Whole / Permanent

Lifelong coverage that builds cash value over time, providing both protection and an asset.

  • Duration: Lifelong coverage
  • Cash Value: Builds over time
  • Primary Purpose: Wealth transfer & protection

Final Expense

Accessible coverage primarily focused on lifting the financial burden of end-of-life costs off loved ones.

  • Duration: Lifelong coverage
  • Cash Value: Varies by policy
  • Primary Purpose: End-of-life expenses

YOUR ADVOCATES

The Independent Advantage

Discover why working with an independent agency ensures your family's protection always comes first.

Honest Advice & Independent Options

As an independent agency, we aren't tied to a single insurance carrier. We review options from multiple providers on your behalf to help you find the exact coverage that aligns with your family's needs and budget.

  • Access to multiple carriers
  • Objective, transparent recommendations
  • Coverage precisely tailored to your life
Independent insurance advisor consulting with a client

LICENSED IN 16 STATES

INDEPENDENT AGENCY

LICENSED ADVISORS

Insurance advisor reviewing policy documents with a family

Personalized, Lifelong Service

Your life changes, and your coverage should keep pace. We don't just set up your policy and disappear; we act as your dedicated advisors for the long term, ready to assist with policy reviews, updates, and claims support whenever you need us.

  • Dedicated, ongoing advisory support
  • Regular policy reviews as life evolves
  • Strong advocacy during the claims process

CLARITY & TRANSPARENCY

Common Questions

Do I always need a medical exam to get life insurance?

Not necessarily. Many term and final expense policies offer 'no-exam' or simplified issue options depending on your age and overall health profile.

How long does the application process typically take?

It varies by policy. Simplified issue policies can be approved in just a few days, while traditional coverage requiring a medical exam may take a few weeks to finalize.

How does Evergreen Life & Health Agency operate?

As an independent agency, we do not work for just one insurance company. We shop across multiple carriers to find the coverage that fits your unique needs and budget.

Are your consultation services available at no fee?

Yes. Our personalized advice and policy reviews come at no fee to you. We are compensated directly by the insurance carriers if you choose to secure a policy through us.

Still Have Questions?

Reach out to our Katy, TX office directly. We are here to help you navigate your options and find clarity.

Serving Clients in 16 States

NO-OBLIGATION, NO-PRESSURE QUOTE

Ready To Protect Them?

Take the first step toward securing your family's financial future. Request a personalized, no-obligation quote from Evergreen Life & Health Agency LLC today.

Serving Clients in 16 States from Katy, TX

Evergreen Life & Health Agency LLC Logo

Evergreen Life & Health Agency LLC

Your Health, Your Worth: Designed With Divine Care

24285 Katy Freeway Ste. 300-204, Katy, Texas 77494

Toll-Free: (888) 315-2066 | TTY 711

Contacts:

Tavane Thomas — [email protected] — (888) 315-2066

Nathan Thomas — [email protected] — (346) 623-6434

(c) 2026 Evergreen Life & Health Agency LLC. All rights reserved.